January – July

 

End  of the ICCO Project «The Rural Development Program in Tajikistan» since 2010 to 2013.

January

Carrying out external audit by the “Grant Torton” Company for 2012

March

Negotiation and signing of agreement on cooperation with GIZ Project for 2013 – 2015 «Frame Conditions and Financing for Private Sector Development in Tajikistan»

April, July, October

 

Assignment of a high rating by National Bank of Tajikistan for the results of financial and economic activity of the company

May, June

 

Participation at Annual Conference of the International Microfinance Center in Montenegro, Meeting of Islamic Development Bank in Dushanbe on Micro-financing

February — June

 

Carrying out a survey among clients: «Assessment of services quality and determination of service demands of «Bovari va Hamkori». To place the information on the website www.bovari.tj

August

Two employees received the international certificate GARP/IFC Risk – Managers (USA)

August

The capital reached the level of 1,2 million US Dollars, assets — 3,8 million US Dollars

August

The second DFID/UNDP grant transformed to a capital CJSC MDO “Bovari va Hamkori” based on the monitoring of project implementation

August

Participation in project implementation of ADB through JSC “Agroinvestbonk” “The development of cotton sowing Regions” through MFI of Tajikistan 2013 — 2016

September

Carrying out an external institutional assessment by Triple Jump, Kazakh-Tajik Fund KTF, KfW

September

MDO “Bovari va Hamkori” is among the top 10 biggest MFI in Tajikistan

September

The new product has been developed and announced — the syndicated microcredit of MSP representatives together with MFI

September

Geographical regions coverage in a year is 58 regions and the cities of the country or 85% of all country regions. By services covered about 20 thousand direct borrowers in a year, including 43% of women

September

The second rating assessment of “MFI partners and cooperation influence” is carried out. 7 partners were awarded for achieved results.

September

Traditional Meeting of MFI Heads – clients

October

Implementation of the order under the subcontract agreement of the UNDP/DFID Project and rendering services to two MFIs in Soughd Oblast in 2013-2015

October

Active portfolio of “Bovari va Hamkori” reached the volume of 3 million US Dollars

November

Conclusion of the agreement with auditing company on providing internal audit (outsourcing)

September

Paid out the first dividends to the shareholders for the period 2012

November

Receiving the second international credit on means of Oxfam / Novib from Triple Jump

December

Signing of agreement on creation of turn-over fund together with the World Bank Project / Committee of Youth, Sport and Tourism under the Government of the Republic of Tajikistan on developmentof entrepreneurship among youth 

December

Decrease in interest rates for TJ resources and Support Fund of entrepreneurship among youth for MFI – partners for 2014.

December

Attracted new resources more than 2,6 million US Dollars for the period 2013

December

125 credits given out for the sum of 8,5 million US Dollars or more than 40 million somoni to 21 MFI from the first